What financing options are available?
We work with preferred lenders experienced in new construction financing and can connect you with mortgage professionals who understand the unique aspects of building versus buying existing. Our Loan Steps resource on ronclark.com/ outlines the key milestones.
Can I use a VA or FHA loan?
Many of our buyers use VA, FHA, and conventional financing. Eligibility depends on the specific home and timing. We recommend speaking with a mortgage professional early in your process.
Does the HOA handle snow removal?
Yes, and in Minnesota winters, this is one of the most appreciated benefits. You can go about your day & have someone shovel & plow your driveway.
Are HOA dues tax deductible?
Generally not for a primary residence. Consult a tax professional for guidance specific to your situation.
How does HOA governance work?
Each neighborhood has a Homeowners Association with a governing board and a management company. The HOA documents, including the Declaration, Bylaws, and Rules and Regulations, outline everyone’s rights and responsibilities. Your New Home Specialist provides these during the purchase process.